Uninsured And Underinsured Motorist Claims Lawyers In Dayton, Ohio
According to the Ohio State Highway Patrol, uninsured drivers caused more than 8,700 car accidents in our state during 2010. Uninsured drivers were at fault 75 percent of the time they were involved in a car accident.
Because many drivers are irresponsible, it is imperative that you protect yourself and your family by purchasing uninsured and underinsured motorist coverage (UM/UIM). If you are involved in an accident and the other driver is uninsured, your UM/UIM coverage will kick in and pay your bills up to the limit of coverage you purchased. In Ohio, you can purchase UM/UIM coverage up to, but not more than, the liability coverage you purchase to protect other drivers.
Your UM/UIM coverage also protects you from drivers who do not carry enough liability insurance to pay for your damages. Starting Dec. 22, 2013, Ohio is raising the minimum amount of liability coverage drivers must carry to $25,000 per person injured in any one accident and $50,000 for all injured persons in an accident. Unfortunately, $25,000 will not go far in covering your losses if you suffer a serious injury.
At Hochman & Plunkett, our attorneys negotiate and litigate UM/UIM claims for clients who have this coverage. When you file a UM/UIM claim, the interests of your insurance company and your interests are not the same. To obtain the maximum recovery, you will need the assistance of a skilled and experienced personal injury lawyer.
Mistakes in the UM/UIM claims filing process can be costly. For example, if you resolve your underinsured motorist claim with the insurance company of the at-fault driver without approval from your insurance company, you may be barred from filing an underinsured motorist claim.
Injured By An Uninsured Motorist In Troy Or Elsewhere In Ohio? Call Our Attorneys.
To schedule a free initial consultation with our uninsured and underinsured motorist claims attorneys, call 937-684-4607 in Dayton, 513-276-4022 in Cincinnati, 937-688-2551 in Springfield, 937-524-0115 in Troy or toll free at 877-623-6863. You can also contact us online.
To better serve our clients, we have offices in Dayton, Cincinnati, Springfield and Troy.